Five Rings Financial

760-845-3567

rkemp@5rfagency.com

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January is Living Benefits Awareness Month!

January is Living Benefits Awareness Month, which is the perfect time to make sure you’re getting the most out of your life insurance coverage (and your monthly premiums) by owning Living Benefits. Living Benefits represent a new twist on life insurance that protects your family and your finances in so many ways that traditional life insurance cannot.

 
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50% of bankruptcies are due to medical events – 68% of those bankrupted individuals were covered with health insurance

Half of all U.S. citizens report they would go bankrupt if faced with a significant health issue

One-third of all GoFundMe campaigns are started to cover emergency medical expenses after an unexpected illness or injury

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Join the movement!

Living Benefits policies have put hundreds of millions of dollars in the hands of thousands of families when an unexpected illness or injury struck.

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What is LBAM?

Every January, Living Benefits Awareness Month serves to help educate American families about a powerful new breed of life insurance that the vast majority of American consumers don’t know exists. Life insurance with Living Benefits bring a modernized, next-generation level of protection over traditional life insurance. These features allow access to the life insurance policy’s death benefit while the policyholder is still alive if they suffer a major illness or injury – and doesn’t cost anything extra.

 
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Living Benefits Awareness Month

“It’s a no-brainer.”

Living Benefits covers you for everything a traditional life insurance policy does, plus a whole lot more – and does so for the same price.

If you suffer and survive a qualifying critical illness, critical injury, chronic illness, or terminal illness, a Living Benefits life insurance policy can put potentially hundreds of thousands of dollars in your hands that will help you navigate that situation and get back on your feet.

 
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A Little More About Living Benefits.

If you’re among the vast majority of Americans who have never heard of Living Benefits, we created Living Benefits Awareness Month just for you.‍

‍Put simply, Living Benefits life insurance works exactly the same way the “old kind” of life insurance does by paying a death benefit to your loved ones if you pass away – but it also adds crucial payout triggers that put money in your hands if you suffer a serious illness or injury. These Living Benefits features carry the power to save you from financial disaster, and come at no extra cost to you.

‍‍It’s not more expensive coverage – it’s more expansive coverage for today’s modern world.

Do More With Your Life Insurance Policy.

‍More For The Same Price: ‍Living Benefits give you more options, more flexibility, and more protection – all for the same price as an old-fashioned life insurance policy that only pays out if you die. It’s a no-brainer.

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What Is Living Benefits Life Insurance?

Living Benefits are valuable financial tool that not only protects loved ones in the event of death but also provides a safety net during life’s unexpected challenges.

Living Benefits life insurance represents a modern twist on life insurance coverage. A policy featuring living benefits riders (also known as accelerated benefit riders, or ABRs) will grant “early access” to the policy’s death benefit while the insured party is still alive if they are to suffer any of the triggering conditions contained in that policy’s living benefits riders.

  • Provides peace of mind
  • Comes with your policy
  • No extra cost
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