Five Rings Financial

Helping you get the most out of life.

Let us help you safeguard your family’s future while you focus on living your best life. Discover the peace of mind that comes with having the right financial plan in place.

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Protective families by Five Rings Financial in 2024

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Americans turning 65 daily, only 36% have a retirement plan

1 in 4

Americans do not have retirement savings today

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Diverse Plans for your Needs

Our expertise lies in helping clients create a robust and enduring financial foundation for the future. For most people, this process begins with safeguarding what they already possess—their income, retirement savings, home, or perhaps even their own business. Together, we’ll pave the path towards building a secure and prosperous financial future.

about me

Get to Know Robin.

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Robin Kemp is a Senior Vice-President with Five Rings Financial, a published author of the book Protect and Grow Wealth (available on Amazon and Kindle), a speaker and host of local Wine, Women & Wealth events. With over 18 years of industry experience, Robin is committed to educating and helping middle income Americans sleep well at night by protecting and growing their wealth. Robin has raised 3 boys and currently lives in Carlsbad, CA with her husband, a rescue bunny and a fish.

Build a Solid Foundation for Your
Financial Future

Our modern financial solutions provide protection, security, and peace of mind for individuals and their loved ones. 
Contact us today to get started.

Secure Your Future

Did you know that securing your future is just a conversation away?
Retirement isn’t just a distant dream—it’s the ultimate reward for a lifetime of hard work. Imagine a time when you can truly relax, enjoy life, and savor every moment. Yet, astonishingly, many people spend more time planning their next vacation than they do planning for their retirement. 
 
 
Don’t leave your future to chance. Talk with us today and start planning for a retirement that’s as rewarding as your career.
 
For many, the idea of retiring can bring about several fears and anxieties.
From financial concerns to worries about losing a sense of purpose, these fears are common. But understanding and preparing for them is key to making retirement a time of true enjoyment.
 
A few of largest fears people have about retirement include:
  • Outliving savings: Inflation, market downturns, and healthcare costs can make this a real concern.
  • Health issues: As life expectancy increases, healthcare costs can significantly impact retirement savings.
  • Boredom: Those who have had successful careers may worry about losing their sense of identity and purpose.
  • Financial support for adult children: Many are concerned about continuing to support their grown children financially.
  • Other fears: Include losing purpose, insufficient healthcare coverage, loneliness, inability to afford long-term care, and aging.
We can’t solve all of these concerns, but we can certainly try our best!
Our favorite solutions include private pensions to ensure you don’t outlive your money and Living Benefits to address health concerns. If boredom strikes, start a second career with us. And if your grown children need financial support, they can work with us too!
 
Don’t let fear dictate your future. Plan with us today for a retirement that’s as fulfilling as your career.

Five Rings Financial Achievements (2024)

Protected 25,000 families.
Placed $23.3 million in life insurance.
Added 4,674 new agents to support our mission.

Career Insights

Financial Advisor is listed as a Top 10 Best Job of the
Future according to the U.S. Bureau of Labor Statistics.

client testimonials

How we’ve helped.

Don’t just take our word for it! Learn about how Living Benefits have protected our real clients and their families. 

READ OUR BLOG

Featured News and Insights

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