Living Benefits life insurance policies come enhanced with a collection of built-in “accelerated benefit riders”. These ABRs create an additional layer of protection for life’s uncertainties. In addition to the policy’s death benefit, Living Benefits can provide payout options while you’re still alive for Terminal Illness, Chronic Illness, Critical Illness, and Critical Injury.

Access funds when you need them the most—whether you’re facing a terminal diagnosis, need help with daily living due to a chronic condition, or experience a severe health event like cancer, heart attack, or stroke. These additional payout triggers are what set a Living Benefits policy apart and make it such a valuable upgrade over a death benefit-only policy.