About Robin
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About Robin
About Me.
Robin Kemp is the founder and lead insurance professional behind Five Rings Financial’s Carlsbad, CA agency — and the driving force behind its mission to make insurance education accessible to everyone.
Licensed in California (CA License #0C75399) with years of hands-on experience in insurance-based strategies, Robin has built his career doing two things exceptionally well: helping everyday families explore protection and retirement income options, and helping motivated individuals build rewarding careers as independent insurance agents.
Robin’s approach is refreshingly straightforward. He doesn’t believe in overwhelming clients with industry jargon or pushing products that don’t serve their actual needs. Every client conversation starts with listening — understanding where you are, where you want to be, and what protection gaps may exist. From there, Robin walks clients through insurance strategies that may help protect income, support long-term goals, and provide potential tax advantages for retirement income planning.
Beyond client work, Robin is equally passionate about developing the next generation of insurance professionals. He personally mentors every new agent who joins the Five Rings Financial team — walking them through licensing, training them on real-world systems, and staying in their corner long after onboarding ends. Dozens of agents have launched successful insurance careers under his guidance, many of whom came in with zero prior experience.
Robin is actively involved in the Carlsbad and broader North San Diego County community, building relationships rooted in trust, transparency, and genuine care for people’s financial wellbeing.
If you’re looking for an insurance professional you can trust — or a mentor who will genuinely invest in your growth — Robin Kemp is who you want in your corner.
ABOUT ROBIN
Insurance Professional & Mentor
Meet Robin Kemp I’m Robin Kemp, and I lead Five Rings Financial operations. My mission is simple: help professionals build rewarding insurance careers through mentorship, training, and proven systems.
I’ve seen what works—and what doesn’t—in this industry. My approach is personal, supportive, and results-driven. If you’re ready to invest in your career, I’m ready to invest in you.
Five Rings Financial Leader
Licensed insurance professional
Experienced in life, health, and financial products
Proven mentorship and training track record
Committed to building successful careers
LICENSING
Licensing Overview
To sell insurance, you'll need a state-issued Life & Health Insurance License. We provide step-by-step guidance through the process.
Pre-Licensing Education
Complete a state-approved pre-licensing course (typically 20-52 hours depending on the license type). Many agents complete this within 2-4 weeks.
State Exam
Pass your state insurance licensing exam. We provide study resources and exam preparation guidance to help you succeed on your first attempt.
Background & Application
Submit your license application with fingerprinting and background check. Processing typically takes 1-2 weeks.
Appointment & Onboarding
Once licensed, we'll complete carrier appointments and begin your onboarding and training program.
Why I Mentor
I didn’t get into this business to build a downline. I got into it because I believe insurance provides real value to people—and because I’ve experienced firsthand how the right mentorship can transform a career.
Too many talented professionals enter insurance with enthusiasm and potential, only to struggle because they lack guidance, support, and a clear path forward. I built this mentorship model to change that. When you join my team, you’re not another number—you’re someone I’m personally invested in helping succeed.
I mentor because I love seeing people grow, hit their goals, and realize they’re capable of more than they thought. That’s what drives me.
Let’s Have a Conversation
If this approach resonates with you and you’re ready to explore what’s possible, I’d love to connect. Let’s talk about your goals, your background, and whether this opportunity is the right fit.